Performance Advance

Larger Amounts—No Set Daily Payments or Personal Guarantees

See success on your schedule with frictionless access to essential capital.

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What Do You Need to Qualify?

large business line of credit new york

3+ Months in Business

Get funding, whether you just opened your doors or you've been around for years!

Line of Credit for Large Business

Qualify for Larger Amounts

Receive higher funding amounts based entirely on your day-to-day sales.

credit-required-for-business-line-of-credit

No Minimum FICO Score

Access funding right away, with no minimum required FICO score.

  • Plus IconWhat is the Performance Advance™ Financing Solution?
  • Plus IconWhat Do You Need to Qualify?
  • Plus IconWhat Are The Benefits?
  • Plus IconHow Can You Use a Performance Advance™?
  • Plus IconWhy Choose National Business Capital for a Performance Advance™?

What is the Performance Advance™ Financing Solution?

What is the Performance Advance™ Financing Solution?

Propel Your Business to the Next Level With a Performance Advance™

The Performance Advance™ Financing Solution empowers business owners to take growth into their own hands by helping them qualify for larger funding amounts! With criteria based entirely on your business’s performance, you can qualify for double the desired funding amount, even with a low FICO score or as a new business. You have complete freedom to use this financing to grow your business however you choose— by purchasing new inventory, hiring new employees, or chasing another time-sensitive opportunity!

Take your business to new horizons with the Performance Advance by repaying as you get paid, instead of following a set-in-stone daily payment schedule! There are no personal guarantees or collateral requirements whatsoever— grow your business at your convenience without putting your personal finances at risk. This solution is not limited to any one industry—it can be used by liquor stores, trucking companies, restaurants, and several others! Thanks to a legendary lightning-fast process, you can qualify and receive funding within the same day!

What Do You Need to Qualify?

What Do You Need to Qualify?

With a network of more than 75 lending partners, we offer the scale to ensure our clients can always find the financing that fits them, not just their budget. Here’s what you need to qualify:

  • 3+ Months in Business
  • No minimum FICO score
  • $120,000+ in annual revenue

It’s not about getting any approval; It’s about finding the right approval for your business. Applying to lenders one-by-one limits your options and wastes your time. With National, you can apply to multiple lenders with one digital application and receive approvals custom-tailored to your needs. We understand that there’s no one-size-fits-all approach to business financing. Everyone is unique, so we’ll do the heavy lifting and help you secure capital that makes sense for your specific circumstances.

What Are The Benefits?

What Are The Benefits?

The Performance Advance™ was created to break down lending barriers and help business owners qualify for higher funding amounts. If you want to secure double the normal funding amount and avoid set daily payments, then the Performance Advance™ financing solution is the right choice for you!

Double Funding Amounts

Secure larger capital amounts to grow your business how you want to!

Make Payments As You Get Paid

Pay based on your business’s performance— no set daily schedule.

No Personal Guarantees/Collateral

Receive capital for growth without signing away personal assets or guarantees!

No Minimum FICO Score

Qualify no matter what your credit looks like, or how old your business is!

How Can You Use a Performance Advance™?

How Can You Use a Performance Advance™?

There are no restrictions—use your capital to pursue any opportunity or overcome any challenge!

Business Growth

Buy new equipment or inventory, hire new staff, or prepare for seasonal changes.

Business Expenses

Get extra working capital to manage payroll, bridge gaps in cash flow, or pay bills.

Business Opportunities

Expand or open a second location, take on more clients, or capitalize on bulk order discounts.

Why Choose National Business Capital for a Performance Advance™?

Why Choose National Business Capital for a Performance Advance™?

Better Terms. Faster Funding. Easier Process.

Accelerate your success with frictionless financing and expert advice that breaks down the barriers to growth for every entrepreneur. Thrive with access to a business lending marketplace that’s built for entrepreneurs, by entrepreneurs.

Experience a time-saving machine that cuts approval times from months to hours. Leverage an extensive network of over 75 lenders and teams of expert financing advisors to ensure you’ll always have access to the capital that best
fits your business.

Working with NBC, gain a financing partner for the future, ensuring your business has the capital it needs to seize every opportunity and grow without limits.

National Business Capital. Grow to Greatness.

Unlock Higher Amounts & Better Payment Structures

Line of Credit for Large Business

Larger Capital Amounts

Double the Normal Offer

_Tima_saver

Repay As You Get Paid

No Set Daily Payments

_Time_management

Get Funded in 24 Hours

Qualify in Minutes

How It Works

You’re only a few clicks away from the capital you need to reach your full potential.

  • 1.Apply Securely Within Minutes

    Move through our streamlined application within minutes and upload your business documents with zero risk.

    Apply Now
  • 2.Review Your Offers

    Compare your offers with expert advice from our team and select the best one for your specific circumstances.

  • 3.Get Funded

    With your money in hand, you can take advantage of opportunities and tackle challenges with confidence.

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New York Business Line of Credit

10 Reasons Why National Business Capital Offers the Best Small Business Financing

nbc-small-logoBankDirect Lenders

Paperwork

  • 3 Months Bank Statements
  • No Tax Returns Required
Bank
  • 2-3 Years Tax Return
  • 2-3 Years Financials
Direct Lenders
  • 3-6 Months Bank Statements
  • 1 Year Tax Return
  • 1 Year Financials

Application

  • One Page – One Minute
  • DocuSign
Bank
  • Lengthy
  • Paper Intensive
Direct Lenders
  • Multi-page Paper
  • Application

Number of Lenders

75+

Bank

1

Direct Lenders

1

Service Level

Personal Advisor

Bank

Processor

Direct Lenders

Programmatic

Approval Process

Hours/Days

Bank

Weeks/Months

Direct Lenders

Days/Weeks

Speed to Funding

Hours/Days

Bank

Months

Direct Lenders

Days/Weeks

Collateral Requirements

Not Necessary

Bank

Always

Direct Lenders

Sometimes Required

Business Profitability

Not Necessary

Bank

Last 2 Years

Direct Lenders

Sometimes Required

Credit Score

No Minimum FICO

Bank

680+ FICO

Direct Lenders

600+ FICO

Credit Check

Soft Pull

Bank

Hard Pull

Direct Lenders

Hard Pull

Customer Reviews

Trust Pilot reviewView More

Ready to See Your Options?

Go from application to approval in hours, not months, with a streamlined process that merges high-tech with human-touch for high-efficiency financing.